Renters insurance typically covers your personal belongings from the following perils:
Fire
Theft
Vandalism
Water damage
Smoke damage
Lightning damage
Wind damage
Hail damage
Additionally, renters insurance can provide you with liability coverage if someone is injured in your home.
Workers’ compensation insurance, also known as workers’ comp or workman’s comp, is an insurance policy that provides financial protection to employees who are injured or become ill due to work-related incidents. It is a vital aspect of protecting both employees and employers in the workplace.
This insurance coverage provides financial assistance to employees who suffer work-related injuries or illnesses, covering medical expenses, lost wages, disability payments, and rehabilitation costs.
For employers, workers’ compensation insurance helps mitigate financial liabilities and legal risks associated with workplace injuries.
Professional indemnity insurance is a crucial safeguard for businesses across various industries, providing financial protection against claims of negligence, errors, or omissions in the services or advice provided to clients. In today’s litigious environment, having adequate professional indemnity coverage is essential for mitigating risks and ensuring the long-term success of your business.
Short-term health insurance, also known as temporary health insurance or gap coverage, provides limited-duration coverage for individuals facing temporary gaps in health insurance coverage.
According to eHealth, a leading online marketplace for health insurance, short-term health insurance plans typically offer coverage periods ranging from 30 days to 364 days, with the option to renew for up to 36 months in some states.